The Insurance Policy States
"It is the responsability of the Insured to mitigate any further damages to the property after the loss occurs." Not mitigating your losses can be very negative for the insured. Though you can choose any mitigation company we have a list of in our opinion the best mitigation companies throughout NYC, the Boroughs and New Jersey.
Timing is everything
Do not hesitate to call First Choice Adjusters if:
- You have a complex claim that you don’t completely understand.
- You don’t have the proper amount of time to submit a claim correctly.
- The insurance company you are working with is slow or lagging.
- You or your business is facing difficulties due to a loss of income due to property damage.
- You need a trusted advisor to make sure you get a settlement that meets your needs.
- The insurance company that you are working with denied your claim.
- You feel like your claim was underpaid and you have been treated unfairly.
We only represent the insured, not the insurance companies.
We do not get paid unless our clients do, this means that we are extremely motivated to get them paid promptly, and well.
Why Us
We Fight Hard to Get the Maximum Claim Settlement
- Maximum claims in a timely manner.
- Life is back to normal as soon as possible.
We offer:
- Maximum settlement amount
- Quick procedure and turnaround
- Peace of mind
- Impeccable communication
We Commonly Handle Insurance Claims Such As:
- Fire Damage
- Storm Damage
- Smoke Damage
- Wood Rot and Mold Damage
- Wind Damage
- Pipe Damage
- Snow and Hail Damage
- Business Income
We assist with insurance policies that cover:
- Homes
- Businesses
- Vacation Properties
- Investment Properties
We assist with:
- Filing the claim
- Dealing with the insurance company
- Advocating for the settlement
- All steps in the claim process
Explore The Types of Insurance Claims We Assist Our New York City and New Jersey Clients With
See All Claims
Fire
Fire is one of the most destructive forces on the planet. When your property is damaged, or completely destroyed by fire it is important to have resources available so that you can continue to carry on with life as best as you can.
We have a history of being able to help families and businesses regain as much of their monetary loss as possible.
learn more
Water
Water can cause damage in many ways. Floods, storms, broken water lines, and even bath water that was left running and forgotten. Whatever the case, water has the capacity to completely destroy anything in its path if it is not kept in check.
We are professionals that know how to assess the severity of the damage and push for you to get as much compensation as possible, regardless of the situation.
learn more
Hurricane
Whether you have ever been in a hurricane or not, you are probably already aware of how devastating they can be. The news shows us over and over again how whole cities and communities can be reduced to piles of ruins.
The only positive side to a hurricane is that if you are covered, you can be recompensated for the monetary value of everything that you lost. We are the ones that help you through the process of getting back to normal.
learn more
Mold
Mold can cause a lot of problems if it is allowed to progress. The tricky part is that sometimes people don’t even know it is there until it becomes a problem. In many cases, an insurance policy will not cover mold because it evolves so slowly.
We understand how the insurance industry works. We have no problem with rolling up our sleeves and going to work for our clients. We communicate with the agencies and make things happen.
learn more
Frozen Pipes
Living in an area that gets extremely cold can lead to frozen pipes. Sometimes when the pipes freeze, they burst under the pressure. When a water pipe bursts it can cause an amazing amount of damage.
Some insurance coverage will not cover frozen pipes, however, they will cover the damage that happened because of the water. This is where we step in and help to clear away the jargon and give clear answers that will help you get the money you need to fix the damage.
learn more
Construction
Construction claims can be confusing. For example, if your building crumbles because of the way it was built…is it covered?
Regardless of your construction claim needs, we are equipped to guide you through the process and help you through your situation, whether it is because of faulty construction or you are having problems rebuilding from a disaster.
learn more
Business Income
If you own a business and you can’t run it because of a disaster you can end up losing a lot more than just your property. Time is money and money adds up. Especially if you own rental property such as multifamily and commercial buildings. When a loss occurs tenants may stop paying rent. We will help you recoup lost rents.
We want to make sure that you are covered for everything possible. Damage to commercial property or even damage to a home office can be extremely difficult to deal with. This is what we do and why we are a highly-rated public adjuster. We know what to do and who to talk to.
learn more
Fire
Fire is one of the most destructive forces on the planet. When your property is damaged, or completely destroyed by fire it is important to have resources available so that you can continue to carry on with life as best as you can.
We have a history of being able to help families and businesses regain as much of their monetary loss as possible.
learn more
Water
Water can cause damage in many ways. Floods, storms, broken water lines, and even bath water that was left running and forgotten. Whatever the case, water has the capacity to completely destroy anything in its path if it is not kept in check.
We are professionals that know how to assess the severity of the damage and push for you to get as much compensation as possible, regardless of the situation.
learn more
Hurricane
Whether you have ever been in a hurricane or not, you are probably already aware of how devastating they can be. The news shows us over and over again how whole cities and communities can be reduced to piles of ruins.
The only positive side to a hurricane is that if you are covered, you can be recompensated for the monetary value of everything that you lost. We are the ones that help you through the process of getting back to normal.
learn more
Mold
Mold can cause a lot of problems if it is allowed to progress. The tricky part is that sometimes people don’t even know it is there until it becomes a problem. In many cases, an insurance policy will not cover mold because it evolves so slowly.
We understand how the insurance industry works. We have no problem with rolling up our sleeves and going to work for our clients. We communicate with the agencies and make things happen.
learn more
Frozen Pipes
Living in an area that gets extremely cold can lead to frozen pipes. Sometimes when the pipes freeze, they burst under the pressure. When a water pipe bursts it can cause an amazing amount of damage.
Some insurance coverage will not cover frozen pipes, however, they will cover the damage that happened because of the water. This is where we step in and help to clear away the jargon and give clear answers that will help you get the money you need to fix the damage.
learn more
Construction
Construction claims can be confusing. For example, if your building crumbles because of the way it was built…is it covered?
Regardless of your construction claim needs, we are equipped to guide you through the process and help you through your situation, whether it is because of faulty construction or you are having problems rebuilding from a disaster.
learn more
Business Income
If you own a business and you can’t run it because of a disaster you can end up losing a lot more than just your property. Time is money and money adds up. Especially if you own rental property such as multifamily and commercial buildings. When a loss occurs tenants may stop paying rent. We will help you recoup lost rents.
We want to make sure that you are covered for everything possible. Damage to commercial property or even damage to a home office can be extremely difficult to deal with. This is what we do and why we are a highly-rated public adjuster. We know what to do and who to talk to.
learn more
We Offer Our Impeccable Insurance Claim Assitance and Services To These Areas:
Our main office is in Brooklyn, NY but we provide assistance throughout New York City and New Jersey.
- New York City
- Five Boroughs
- Brooklyn
- Queens
- Staten Island
- The Bronx
- Manhattan
- New Jersey
Wherever your location is if you need help - give us a call and let’s discuss your options.
Businesses, individuals, and corporate representatives, all are welcome. Contact us and let’s get you back to normal.
Schedule Free ConsultationWe Strive to Make the Insurance Settlement Process as Easy as Possible
Contact us for a consultation
We gather information and assess the situation
If we are sure we can help you, we get right to work
Your life goes back to normal and you are good to go
Partner with a Highly-Rated Public Adjuster that has a Proven Track Record.
File Your Claim the Right Way the First Time.
We work for the insured, not the insurance company. Our team of professionals is dedicated to getting our clients the best possible outcomes in all types of claims.
When you reach out to us you can be confident that your claim will be handled with as much care and consideration as if it were our own. We are only successful if you are.
Contact us and talk to one of our property disaster claim experts today:
718-496-1322
Frequently Asked Questions
Keep in mind the insurance carrier usually assigns an adjuster from their office to handle your claim. That adjuster will be working for the insurance agency and not you. The Public adjuster will interact with the desk adjuster to make sure all the facts are accurate and that you the insured will be treated fairly. The Public adjuster will also make sure your claim will be handled in a timely manner.
Although they may be helpful to a point, their interests lie in the agency, not you. When you hire your own public adjuster the insurance carrier knows that you have a professional representing you. In the end, it is better that you have a representative on your side that is looking out for your best interests, not the interests of the insurance agency.
When you hire a public adjuster they will help you gather and organize all the necessary information you will need to make a valid claim. Next, they will present the claim to your insurance carrier.
Your adjuster will take an inventory of loss, get relevant appraisals and make sure all of the provisions of your policy are accounted for.
The public adjuster will seek out and preserve any evidence that could be relevant to your claim, keeping it safe and protected from being overlooked or accidentally destroyed. The more precise and complete the details of your claim are, the better chance you have of getting accurate compensation in a timely manner.
It is not the responsibility of your agent to appraise and assign value to your property. Your agent is only there to provide you with answers regarding your policy, they are not there to help you adjust your claim.
Get In Touch!
Contact New York's First Choice in Public Adjusters Immediately by Calling the Our New York City Office or by Completing The Form.
Request An On-Site Survey And Policy Assessment
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